Merge Credit Cards – Don’t Close Accounts

If you have too many credit cards to manage, you can simplify things by merging credit cards that are offered by the same bank. All banks do that for you in a single call. The credit card merger will give you one card that has the combined credit limit of both the cards. This will…

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Free Credit Score forever

You can get one credit report from every credit reporting agency free per year from annualcreditreport.com, however they still charge you if you want to see your FICO credit score. Providian offers your credit score free every month if you have any Providian Credit Card, at their website. Also offered are alerts if your score…

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The Best Credit Card Rewards Programs

At one time I had about 15 or so different credit cards from major banks offering all kinds of rewards including points, cashback, miles etc. Personally I have a lot of miles, and I’m not interested in getting miles from credit cards. Also most credit cards that offer miles are not great unless they have…

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Welcome!

Here I will blog about several topics, starting with finance. I am often found lurking in financial newsgroups such as misc.invest.mutual-fund and misc.invest.financial plan. Looking at the posts every week asking for advice and the same old replies and arguments every week, I figured I can blog about these discussions because there seems to be…

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